Minute Loans

The 30 Day Loan - Minute Loans
The 30 Day Loan

 

Thirty days. That is the whole story of this loan: cash arrives now, and one debit order settles it when your salary comes in. No lingering commitments, no repayment schedule stretching into next year - just a clean bridge over a temporary gap.

Built for the Unbudgeted

A tyre blowout on the N1. A geyser that picked month-end minus two weeks. A pharmacy bill that could not wait. The 30 day loan - the product most people mean when they say payday loan - exists for expenses that arrive without warning and cannot be postponed. Amounts typically reach R8 000, with your income and existing commitments setting the actual ceiling.

Is One Repayment Right for You?

Be honest with the maths: your next salary must cover the full repayment and still run your household. Where that squeeze looks too tight, the 90 day loan splits the load into thirds - often the wiser pick. Our team will tell you straight which one your numbers support; the rest of the menu is on the loan types page.

Fast Does Not Mean Loose

Every 30 day loan we arrange runs through an NCR-registered lender, behind a genuine affordability assessment, at National Credit Act pricing. You will need your SA ID, a bank account for the debit order and at least R3 000 in monthly income. A scarred credit record is a conversation, not a dead end - blacklisted options exist.

The gap will not close itself. Apply in minutes and let payday take care of the rest.