Clear Your Name From Debt Counselling

Five years. That is how long a debt counselling flag can shadow your credit profile - half a decade of restricted access, premium pricing and automatic suspicion, much of it potentially outlasting the problem it recorded. Clearing your name shortens the sentence, and it starts with knowing exactly what your record says.

Read Before You Fight

South African law grants you a free annual credit report from each registered bureau - TransUnion and its peers. Claim them and study the battlefield: every flag, default, judgement and amount is itemised there, and an online score check adds the headline number. You cannot clear what you have not seen.

A Warning About Quitting

If you are still inside counselling, finish it. Abandoning the process mid-stream gets recorded, and lenders read abandonment as worse than completion - the flag stays anyway, now with a failure note attached. Commitment is the shortest route out; our role begins where your commitment has already paid off, or where you were flagged without belonging in the process at all.

The Minute Loans Clearance

Our service targets counselling listings specifically within the wider ITC clearance framework. Prospects improve markedly where total debt sits under R30 000, and completed cases route through the clearance certificate. The boundary, stated plainly: we remove flags, defaults and listings - the lawful debts underneath remain yours to honour. Full methodology on the process page; the parallel service on the removal page.

Five years is too long to wait for a life. Start clearing your name now.