Debt Counselling Removal

You did the hard part. Months - maybe years - of restructured repayments, disciplined budgeting and postponed plans, all the way to the finish line. Then you discovered the finish line has fine print: the counselling listing stays on your profile until someone formally removes it, and "someone" rarely volunteers. Minute Loans volunteers.

Invisible Recovery Is Wasted Recovery

Inside your household, everything changed - the debts are handled, the budget breathes. Outside, nothing did: every lender still sees the counselling marker and treats you as fragile. Until the listing comes off, your rehabilitation exists only in private, and private rehabilitation opens no doors.

Straight Service, NCR-Aligned

Our removal work runs inside the framework of the National Credit Regulator, and candour is policy: if your circumstances do not yet qualify for removal, you will hear it from us plainly, along with what has to happen first. Where you do qualify, we manage the chain end to end - settlement verification, the clearance certificate where one is owed, bureau submission, and confirmation that every bureau actually complied.

Sweep the Whole Record

Counselling years usually scatter other debris across your reports - defaults, the odd judgement, stale account statuses. Our full clearance service and listing removal work clear those in the same engagement, so you emerge genuinely clean rather than half-tidied. The related route out of review itself lives on the review removal page.

You finished the process - now finish the paperwork. Apply online today.